I just wanted to mention a couple of websites that are doing positive things in the area of consumer health.
QuickenHealth, http://healthcare.intuit.com, is making it easy for consumers with a certain group of insuresrs, to track and manage their expenses. It helps clarify what, why, and when the insurer made or didn't make payments on your behalf.
Patients Like Me, http://patientslikeme.com, makes it easy for people with some of the more acute conditions to collaborate with other patients like themselves online. For me, the ALS group would have been nice back when my family was going through a grandparent having the disaease.
Keas, http://keas.com, named after a strange bird, lets you integrate data from one of the major PHR's and then manage your own health by selecting from a variety of care plans.
While none of these sites is completely solving the problem of health care, they are all forward thinking and are specific examples that could be cited for how health care is going to shift more and more to the responsibility of the patient. We will show up for our appointments more educated than ever before.